Short Sales

vbrasil on August 22nd, 2009

333  Santana Row #214, Sold for $515K. 1 Bedroom 1.5 Bath loft with catwalk, popout, large back patio, and 2 parking spots, great deal.
This short sale transaction just closed last week. For those of you who who are considering buying a short sale understand that the most important figures in the transaction are the negotiators, [...]

Continue reading about Santana Row Short Sale Closed and Sold

vbrasil on March 18th, 2009

Currently Santa Clara has 194 Notice of Defaults filled on properties. A notice of default gets filed on a property in Santa Clara County when the owner is behind on the mortgage by 2 or 3 months. This is the first stage of the foreclosure process referred to as pre-foreclosure.
In order remove [...]

Continue reading about Rivermark, Santa Clara – NOD (Notice of Defaults)

With the number of foreclosures skyrocketing in California in recent years, there is a lot of interest from would be buyers in purchasing bank owned properties which are also known as real estate owned or REOs.
What is a short sale?
What is a Short Sale?
Short sales occur when the value of the property is less than [...]

Continue reading about What are the differences between short sales, foreclosures, and REOs?

vbrasil on February 19th, 2009

FREQUENTLY ASKED QUESTIONS
SHORT SALES: THE LONG AND SHORT OF IT
1. What is a short sale?
A short sale* is a sales transaction in which the seller’s lender agrees to accept a payoff of less than the balance due on the loan. In addition to absorbing any loss on the loan, the lender in most [...]

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vbrasil on January 29th, 2009

(great article on short sales, very accurate assesment of the time and expectation.  Although the article refers to the Sacramento area, the same opportunities are here in the Santa Clara Valley. -Vinicius)
Short sales – where a lender agrees to take less than it’s owed on a mortgage – are rising sharply. Here’s how [...]

Continue reading about Snag a great deal on a short sale

vbrasil on January 27th, 2009

I just got my short sale listing 2122 Ventura Place in Santa Clara in contract.  The sellers and I initially tried to sell the home where the sellers could possible come out clean without a short sale on their record.  As the market deteriorated however, this proved to be an impossible venture and eventually we [...]

Continue reading about Santa Clara Home Short Sale

vbrasil on January 21st, 2009

There are many homes for sale in the Santa Clara Valley that are “short sales”, meaning the mortgage is larger than the asking price.  Other descriptions for short sale listings might be described with the phrases ”subject to bank approval” or “subject to lien-holder approval”.  Rarely will you see “short sale”, so it’s best to be armed with [...]

Continue reading about Real Estate Short Sales, What to Expect